Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Light The Sky, Not Your House This July 4th
Posted: June 30, 2016
Light The Sky, Not Your House This July 4thHamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...
The "Lapse Rule" Could Wash Away Your Current Flood Policy
Posted: June 27, 2016
The "Lapse Rule" Could Wash Away Your Current Flood PolicyIn case you haven't already heard, as of April 1 of this year, the Homeowners Affordability Act (HFIAA) requires the NFIP to track and apply rating changes to certain flood policies that lapse. But What Is Considered A "Lapse"? According to our partners at Wright Flood, a lapse is defined as a "premium paid after the policy's 30 day grace period ends, but paid within the...
Where to Look for Damage After a Storm
Posted: June 22, 2016
Where to Look for Damage After a StormWhen a big storm hits the New Orleans area, you hunker down inside and rely on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor by identifying damage and protecting your home from further issues. The National Storm Damage Center has a number of resources and tips for homeowners in Metairie. Here are four major things...
Summer Driving Safety Tips
Posted: June 15, 2016
Summer Driving Safety TipsAh, summertime – road trips, family vacations, and… teen drivers. If you have a teen driver in the family, he or she is going to want to drive more than during school days. Keeping everyone safe becomes more of a concern during the summer months. There are thousands of younger drivers on the road, many of whom don't have extensive driving experience, thereby increasing the...
Safe Driving Talk Tips for Your Teen
Posted: June 8, 2016
Safe Driving Talk Tips for Your TeenWhen teens begin to drive, the sobering statistics start to pile up. According to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, for teen drivers: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. A teen’s crash risk is three times that of more experienced drivers. Being in a car with three or more teen...