Year: 2016

What Type of Commercial Auto Insurance Do You Need?

Business owners make choices every day to protect the interests of their business. Ensuring that they are covered by the right types of commercial insurance is key in protecting the business when the unexpected occurs. If your business regularly uses vehicles for deliveries, passenger pickups, or other work-related operations, then you may be vulnerable to lawsuits or costly repairs if something goes wrong. Choosing the... Read Article

Save Money and Energy by Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may already be prepared for winter, and purchased a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs and... Read Article

Basic Guidelines for Purchasing Flood Insurance

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situation, putting flood insurance in place could, in the end, could save you thousands, tens of thousands, or... Read Article

Avoid a Headache When You Can’t Avoid What’s in the Road

In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. At TWFG - Rick Rogers Insurance we recommend that our clients review... Read Article

How to Tell if Your Roof Needs Replacing

Roofs are one of the parts of the home that tend to cause homeowners the most headaches: how do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home.... Read Article