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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Don’t Let Water Damage Soak Through Your Savings

Don’t Let Water Damage Soak Through Your Savings

Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures, which in turn can lead to even greater repair costs down the line. If the damage isn't covered by your homeowners insurance, then expect the...

Seven Steps To A Safer Workplace

Seven Steps To A Safer Workplace

Business owners are responsible for keeping the workplace safe and OSHA (Occupational Safety and Health Administration) compliant. But accidents still happen. When a worker, customer, or client is injured, it is upsetting and there are often long term consequences. All business owners can reduce risk and maintain a safer, healthier workplace by taking the following seven steps: Ongoing training. Every new employee must be trained...

The More You Know: Insurance Tips for the College-Bound

The More You Know: Insurance Tips for the College-Bound

College is expensive enough without the added cost of unexpected accidents or theft not covered by your insurance policy. If you have a student heading away to school, below are a few tips and things to ask one of our agents here at TWFG - Rick Rogers Insurance to help you get the most out of your coverage. Homeowners Insurance Policy Personal Property:  Most homeowners...

Flood Prevention and Safety in Metairie

Flood Prevention and Safety in Metairie

As we know all too well here in Metairie and the New Orleans area, preparation fora flood is just as critical as with other types of emergencies. But before getting into how you can prevent, limit or react to flooding, it’s important to note that flood damage is typically not covered by your homeowners or renters insurance. However, there are specialized flood insurance programs that we at...

Coverage Check: Is Your Property Protected Against Vandalism?

Coverage Check: Is Your Property Protected Against Vandalism?

Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often expensive to repair, and acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly impact your...