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Two Exceptions To Permissive Use Car Insurance Coverage

Posted: September 1, 2016

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...

7 Steps to Increase the Safety of Your Home

Posted: August 26, 2016

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it’s home improvement or home security. And nowadays, there are more options than ever when it comes to home security, so we at TWFG - Rick Rogers Insurance want to help you sort through...

How To Avoid Getting A Flat Tire

Posted: August 15, 2016

A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...

Back to School in Metairie

Posted: August 12, 2016

We’re not quite sure where the summer went here at TWFG - Rick Rogers Insurance but if you haven’t noticed, it’s already time for the new school year in Metairie. As you think about how to get your kids organized and ready, consider doing the same thing for your home. It won’t just be good for you. In many instances, removing clutter also means removing distractions,...

Does My Homeowners Insurance Policy Cover Against Animal Damage?

Posted: August 1, 2016

Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...

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