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Archives: 2016

Preventing a Costly Leak in Your Home

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry here in Metairie. Check appliance hoses. Standard hoses are not as durable as they used to be. Replace rubber hoses with steel-braided hoses....

How To Handle Being Hit While Parked

Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure, or at the local shopping mall. Often the guilty party does not leave contact information, which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...

Is Your Home Ready For The Fall?

For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...

Do You Have Enough Coverage to
 Rebuild Your Home?

Imagine how devastating it would be to lose your home in a disaster. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your homeowners insurance policy. Without it, you may not have enough coverage to rebuild after a total loss....

Two Exceptions To Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...